Whether you're a rookie or a longtime vet, the NFLPA has negotiated a full range of benefits on your behalf — health coverage, retirement savings, insurance, and more. Learn what you've qualified for based on where you are in your career.
Your Benefits
Take advantage of all the benefits you’ve earned.
Your Benefits Featured Links
- Your Dashboard
- NFL Player Benefits site
- Health Insurance
- The Trust: Benefits for free agents
- Email Us at benefits@nflpa.com
- Call us at (800) 372-2000
Learn About Your Benefits
Learn what benefits you’ve qualified for based on where you are in your career.
Schedule A Consultation
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How Can I Know What Benefits I’m Eligible For?
Each step of your career opens up new levels of benefits. Visit your personal dashboard or nflplayerbenefits.com to see additional information on what you have access to at this stage.
When Do Benefits Go Into Effect?
| 1 Credited Season | 2 Credited Seasons | 3 Credited Seasons (vests a player) |
|---|---|---|
| NFL Players Insurance Plan | NFL Players Insurance Plan | NFL Players Insurance Plan* |
| 401(k) Savings Plan | 401(k) Savings Plan + Club Match | 401(k) Savings Plan |
| Disability & Survivor Benefit Plan | Disability & Survivor Benefit Plan | Disability & Survivor Benefit Plan |
| Tuition Assistance Plan | Tuition Assistance Plan | Tuition Assistance Plan |
| Severance Plan | Severance Plan | |
| Annuity Program | ||
| Capital Accumulation Plan | ||
| Pension Plan | ||
| Health Reimbursement Account (HRA) | ||
| Dedicated Hospital Network | ||
| Former Player Life Improvement Plan | ||
| 88 Plan | ||
| *Players with three or more credited seasons are eligible for 5 years of free extended coverage (Medical, Dental, Vision, and Prescription Drug) | ||
Healthy Babies Program
Adding a New Player to Your Team?
Enroll in the NFL Player Insurance Plan Healthy Babies Program to receive valuable incentives and support as you and your spouse prepare for parenthood — at no cost to you. Unmarried significant others are also encouraged to enroll to take advantage of expert resources and a dedicated Nurse Advocate, though they will not be eligible for incentives.
Healthy Babies Program benefits include:
- Up to $600 in reimbursement for out-of-pocket expenses if enrolled within the first 14 weeks of pregnancy ($300 in enrolled in weeks 15-28 of pregnancy).*
- Access to your own NFL Healthy Babies Nurse Advocate and speciality case management for high-risk pregnancies**
- Support for mom, dad and little one during pregnancy and following your baby’s birth.
Work/Life Resources
Employee Assistance Program (EAP)
Your mental health matters — on and off the field.
Through Cigna Healthcare's Employee Assistance Program (EAP), you, your eligible dependents, and household members have access to confidential support from licensed clinicians and work/life resources for a wide range of concerns. Everything you share is kept completely confidential — the NFL, NFLPA, and NFL Clubs are never informed of who uses this service.
What's Included
- Up to eight free counseling sessions per topic per year, available in-person or virtually
- Unlimited telephonic consultations with licensed clinicians, available 24/7
- Support for personal and family relationships, stress and anxiety, alcohol and substance use, and more
- Educational materials on a broad range of life concerns
- Coverage extends to eligible dependents and all household members