Generally, you are vested in the Player Annuity Program once you have earned three credited seasons.

You are eligible to take money out of your Nonqualified Account as soon as five years have passed since your last Credited Season. For the Tax-Qualified Account, you are eligible to take installment payments or monthly lifetime annuity payments once you are age 35 and at least five years have passed since your last Credited Season.

For more information, log on to the NFL Player Benefits website and download the PAP Summary Plan Description, or contact the PA’s benefits department.